The value a valuer places on a property at a particular time for a particular purpose. It can differ from an estate-agent estimate, asking price or online estimate.
The value a valuer places on a property at a particular time for a particular purpose. It can differ from an estate-agent estimate, asking price or online estimate.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This is a plain-language explanation of how the term is commonly used in the UK. It carries no source key because it makes no regulatory, product or property claim that needs one. It does not override a provider’s offer, your mortgage conditions, a solicitor’s advice or a regulator’s rules.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
This page explains a word. It does not tell you what to do about it, and nothing here is advice about your circumstances. The guides work through the decisions themselves, and an adviser is the person who can answer a question about you.
Every guide on the site →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
These guides use the term. Each line is quoted from the page it links to.
“The amount available will depend on your age, property value and individual needs.”
Equity release, with every figure sourced and dated →“The amount available will depend on your age, property value and individual needs.”
Equity release calculator: how much could you release? →“Single life, healthy male, aged 70, living in England, £500,000 property value, £100,000 loan, no monthly payments.”
Equity release interest rates, and how to read one →“The amount available will depend on your age, property value and individual needs.”
Equity release eligibility: age, property and criteria →“Some plans let you ring-fence a percentage of the property value so it cannot be consumed by the debt.”
Equity release and what you leave behind →“It does nothing about how much of the property value the debt has consumed by then.”
The no-negative-equity guarantee, and its conditions →Each of these either appears in the definition above, or names this term in its own.
Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
The value a valuer places on a property at a particular time for a particular purpose. It can differ from an estate-agent estimate, asking price or online estimate.
It is a plain-language explanation of how the term is commonly used in the UK. It carries no source key because it makes no regulatory, product or property claim that would need one, and it does not override a provider's offer, the conditions of a plan you hold, or advice from your solicitor.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
Google Analytics, Microsoft Clarity and Vimeo. Say no and none of them loads. What each one stores, and what Microsoft use theirs for.