Equity Release Facts publishes information about equity release. We are not advisers, we are not FCA authorised, and we give no advice. This sets out how a page gets written and checked, who checks it, how we are paid, and what we will not publish.
We are not advisers and we are not authorised to give advice. What we do is read the primary sources, write down what they say, and record the date we read them.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
Equity Release Facts publishes information about equity release in the United Kingdom. We are not equity release advisers, we are not authorised by the Financial Conduct Authority, and we do not give advice. Every page on this site is written to be read rather than acted on, and the step it points to is a conversation with somebody qualified.
When you send an enquiry it goes to one equity release adviser, who is paid by the lender on completion and who pays us a commission only if your case completes. Nothing is paid for a click, an enquiry or an appointment. That is set out in full, including what it means for you, on how we operate.
Corrections are published rather than quietly made, with the date and what changed. If something here is wrong, the fastest way to fix it is to say so, and the record of every correction we have made is public.
How we check our figures →Whether equity release suits you is a regulated judgement about your circumstances. It needs a qualified adviser who has taken those circumstances down. Nothing here is that.
What an adviser has to test →A single specialist adviser receives each enquiry. We do not run an auction, we do not sell your details on, and no adviser is named on the site because which one receives an enquiry varies.
How we are paid →A number without a named document and the date somebody opened it does not go on a page here, even when we are confident it is right.
Where a source would not open, it is marked unverified with the reason rather than dropped or asserted. Those are listed publicly and counted.
The unverified list →The process is the same for every page on the site, and it is deliberately slow at the start rather than at the end.
Pages here are bylined to Equity Release Facts editorial rather than to a person. That is a real limitation and it is worth being straight about it: guidance on information quality asks who wrote a page, and an organisation is a weaker answer than a name.
The reason is that the publishing entity, [registered company name], is not yet the finished article, and a name attached to work it did not do would be worse than no name. When there is a named editor and a named technical reviewer, they will appear here first and the change will be logged like any other.
What does not depend on a byline is the evidence. Every page lists the documents behind it, who published them and the date they were opened, and you can go and read them yourself. That is the part we would rather be judged on.
No urgency, no countdowns and no scarcity. No case studies or testimonials. No forecast of what property prices or interest rates will do. No lending outcome, because saying somebody would or would not be accepted is a regulated decision we are not authorised to make.
And no figure we cannot source. Where a real number is missing you will see a bracketed placeholder instead, which is a deliberate signal that the value is still to come rather than an oversight.
Whether equity release is right for you. That is advice, it is regulated, and it needs somebody qualified who has taken down your circumstances. We are an information publisher, we are not authorised, and no page here is a recommendation to proceed or to stay away.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
These are the questions we would want somebody to put to us, so they are the ones worth putting to anybody publishing on this subject.
Questions worth putting to us, or to anybody else publishing on this subject.
Are you authorised to give advice?
Ours is no. If a site is vague about this, that vagueness is itself the answer.
How are you paid, and does it depend on what I do?
Payment on completion is a different incentive from payment per enquiry, and you are entitled to know which applies.
Can I see the source for that number?
A publisher who can produce the document and the date is a publisher who read it.
Who checked this page, and when is it next due?
Both should be on the page itself rather than something you have to ask for.
Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
No. We are an information publisher and we are not authorised by the Financial Conduct Authority. We do not give advice and no page on this site is a recommendation. Whether equity release suits you is a regulated judgement that needs a qualified adviser who has taken down your circumstances.
Each enquiry goes to one equity release adviser, who pays us a commission only if a case completes. We are not paid for a click, an enquiry or an appointment, and we do not sell contact details on. The full arrangement, including what it means for you, is set out on our how we operate page.
Pages are bylined to Equity Release Facts editorial rather than to an individual. That is a genuine limitation and we would rather say so than attach a name to work it did not do. What every page does carry is the documents behind it, who published them, and the date somebody opened them.
Get in touch and say what is wrong and where. Corrections are published rather than quietly made: our how we check page lists every material change with its date, and it deliberately includes the mistakes rather than only the improvements.
A bracketed figure is a value we have not been able to source yet, and the brackets are a deliberate signal rather than an oversight. We would rather show you that a number is outstanding than publish an estimate, a rounded guess or a figure copied from another information site.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
Google Analytics, Microsoft Clarity and Vimeo. Say no and none of them loads. What each one stores, and what Microsoft use theirs for.