Assets that may pass to beneficiaries after someone dies. Interest, charges, repayment of borrowing and property value can reduce the estate available to leave.
Assets that may pass to beneficiaries after someone dies. Interest, charges, repayment of borrowing and property value can reduce the estate available to leave.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This entry follows MoneyHelper. It is a plain-English explanation of how the term is used in the UK, not a quotation, and it does not override a provider’s own wording.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
Equity release and what you leave behind
See the effect on your estate as a figure, and know what to tell your family.
Read the guide called Equity release and what you leave behind →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
These guides use the term. Each line is quoted from the page it links to.
“A deposit now, while you are here to see them in the house, rather than an inheritance later.”
Equity release, with every figure sourced and dated →“This shows what that looks like over ten and twenty years, separates it from inheritance tax, which gets conflated with it constantly, and sets out what is worth saying to your family and when.”
Equity release and what you leave behind →“Repaying because your circumstances improved, an inheritance or a windfall.”
Early repayment charges on equity release →“Somebody with no family and a small estate reads the inheritance risk very differently from somebody with three children and a house worth twice what they need.”
The risks of equity release, with the numbers →“It says nothing whatsoever about what is left over, and the difference between those two things is the inheritance.”
The no-negative-equity guarantee, and its conditions →“What it does not do is protect what is left over: the guarantee caps the debt at the value of the house, and the difference between those two things is your inheritance.”
How rolled-up interest works, with the arithmetic →Each of these either appears in the definition above, or names this term in its own.
Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
Assets that may pass to beneficiaries after someone dies. Interest, charges, repayment of borrowing and property value can reduce the estate available to leave.
It follows MoneyHelper. It is a plain-English explanation of how the term is used in the UK rather than a quotation, and it does not override a provider's own wording, the conditions of a plan you hold, or advice from your solicitor.
On the guide "Equity release and what you leave behind", which helps you see the effect on your estate as a figure, and know what to tell your family. A glossary entry explains a word. The guide works through what it actually means for a decision, with its sources and the date each was checked.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
Google Analytics, Microsoft Clarity and Vimeo. Say no and none of them loads. What each one stores, and what Microsoft use theirs for.