A qualified legal professional. In equity release, an independent solicitor explains the legal documents and acts for the customer.
A qualified legal professional. In equity release, an independent solicitor explains the legal documents and acts for the customer.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This entry follows Equity Release Council and MoneyHelper. It is a plain-English explanation of how the term is used in the UK, not a quotation, and it does not override a provider’s own wording.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
Equity release fees, beyond the interest rate
Know what the whole thing costs, not just the rate.
Read the guide called Equity release fees, beyond the interest rate →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
These guides use the term. Each line is quoted from the page it links to.
“The title plan, roughly what proportion is affected, and what your solicitor says about rights of access and support.”
Equity release eligibility: age, property and criteria →“Which solicitor is acting for me, and are they independent of the lender.”
Lifetime mortgages: the five protections →“What that means in practice is in the lease, and a solicitor reads it.”
Home reversion: selling a share, not borrowing →“You cannot take one out without it, and a solicitor has to advise you separately.”
What equity release is, in plain English →“They are the two points in the process designed to protect you, and the solicitor is yours rather than anybody else’s.”
How equity release works, step by step →“A solicitor question, and it turns on "best price reasonably obtainable".”
The no-negative-equity guarantee, and its conditions →Each of these either appears in the definition above, or names this term in its own.
Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
A qualified legal professional. In equity release, an independent solicitor explains the legal documents and acts for the customer.
It follows the Equity Release Council and MoneyHelper. It is a plain-English explanation of how the term is used in the UK rather than a quotation, and it does not override a provider's own wording, the conditions of a plan you hold, or advice from your solicitor.
On the guide "Equity release fees, beyond the interest rate", which helps you know what the whole thing costs, not just the rate. A glossary entry explains a word. The guide works through what it actually means for a decision, with its sources and the date each was checked.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
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