Product and conduct standards set by the Equity Release Council for its members. They can include important safeguards, but the product terms and member status still need checking.
Product and conduct standards set by the Equity Release Council for its members. They can include important safeguards, but the product terms and member status still need checking.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This entry follows Equity Release Council. It is a plain-English explanation of how the term is used in the UK, not a quotation, and it does not override a provider’s own wording.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
The no-negative-equity guarantee, and its conditions
Understand the single most reassuring feature, accurately.
Read the guide called The no-negative-equity guarantee, and its conditions →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One guide on this site uses the term. Here is the sentence, and where it sits.
“On a lifetime mortgage the rate is normally fixed for the life of the plan, and Equity Release Council standards require that a rate is either fixed or, if variable, capped.”
Equity release interest rates, and how to read one →Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
Product and conduct standards set by the Equity Release Council for its members. They can include important safeguards, but the product terms and member status still need checking.
It follows the Equity Release Council. It is a plain-English explanation of how the term is used in the UK rather than a quotation, and it does not override a provider's own wording, the conditions of a plan you hold, or advice from your solicitor.
On the guide "The no-negative-equity guarantee, and its conditions", which helps you understand the single most reassuring feature, accurately. A glossary entry explains a word. The guide works through what it actually means for a decision, with its sources and the date each was checked.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
Google Analytics, Microsoft Clarity and Vimeo. Say no and none of them loads. What each one stores, and what Microsoft use theirs for.