A suitably qualified and authorised professional who considers your circumstances and makes a personal recommendation where advice is required. Check the firm and individual details on the FCA Register.
A suitably qualified and authorised professional who considers your circumstances and makes a personal recommendation where advice is required. Check the firm and individual details on the FCA Register.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This entry follows Equity Release Council and Financial Conduct Authority. It is a plain-English explanation of how the term is used in the UK, not a quotation, and it does not override a provider’s own wording.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
What equity release is, in plain English
Get a balanced overview with nothing sold in it.
Read the guide called What equity release is, in plain English →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
Each of these either appears in the definition above, or names this term in its own.
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A suitably qualified and authorised professional who considers your circumstances and makes a personal recommendation where advice is required. Check the firm and individual details on the FCA Register.
It follows the Equity Release Council and the Financial Conduct Authority. It is a plain-English explanation of how the term is used in the UK rather than a quotation, and it does not override a provider's own wording, the conditions of a plan you hold, or advice from your solicitor.
On the guide "What equity release is, in plain English", which helps you get a balanced overview with nothing sold in it. A glossary entry explains a word. The guide works through what it actually means for a decision, with its sources and the date each was checked.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
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