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Glossary

FCA Register

The FCA’s official register for checking a firm or individual’s regulatory status and contact details. It helps a reader verify who they are dealing with but is not a product endorsement.

The FCA’s official register for checking a firm or individual’s regulatory status and contact details. It helps a reader verify who they are dealing with but is not a product endorsement.

Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.

How this page is kept
Written by
Equity Release Facts editorial
Last checked
7 September 2026
Next review
7 September 2027

Where this comes from

This entry follows Financial Conduct Authority. It is a plain-English explanation of how the term is used in the UK, not a quotation, and it does not override a provider’s own wording.

  • Financial Conduct Authority

Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.

Covered properly here

How to check the person you are talking to

Verify that the person advising you is who they say they are.

Read the guide called How to check the person you are talking to
Worth knowing

Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.

Read next

Where this comes up

One guide on this site uses the term. Here is the sentence, and where it sits.

Terms that come up alongside it

Each of these either appears in the definition above, or names this term in its own.

How this page is kept
Written by
Equity Release Facts editorial
Last checked
7 September 2026
Next review
7 September 2027

Questions people ask about this

Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.

What does this term mean?

The FCA’s official register for checking a firm or individual’s regulatory status and contact details. It helps a reader verify who they are dealing with but is not a product endorsement.

Where does this definition come from?

It follows the Financial Conduct Authority. It is a plain-English explanation of how the term is used in the UK rather than a quotation, and it does not override a provider's own wording, the conditions of a plan you hold, or advice from your solicitor.

Where is this term covered in full?

On the guide "How to check the person you are talking to", which helps you verify that the person advising you is who they say they are. A glossary entry explains a word. The guide works through what it actually means for a decision, with its sources and the date each was checked.

Does looking up this term commit me to anything?

No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.

Worth knowing

Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.

Talk it through with an adviser

Takes about two minutesFree, no obligation, and nothing committed

One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.

Advice is required to proceed with equity release and there may be other options which better suit your circumstances. Only if your case completes would an advice fee be payable, and the adviser will tell you what theirs is before you commit to anything. Other lender and solicitor fees may apply.

We pass your details to one adviser and nobody else.