Every page on this site ends with questions. These are the ones that apply whatever your circumstances, gathered in one place so you can take the list rather than the site.
Every page on this site ends with questions. These are the ones that apply whatever your circumstances, gathered so you can take the list rather than the site.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
Because we are not allowed to answer most of them, and because the ones that matter depend on facts about you that we do not have.
An adviser can answer all of these. A solicitor answers two of them. Nobody should mind being asked any of them, and how somebody reacts to being asked is itself informative.
What alternatives did you consider, and why did you rule them out? An adviser has to consider them. The reasoning tells you how carefully.
The six alternatives →The answers. Every question here has to be answered by somebody who knows your circumstances and is authorised to advise you, which is not us. What we can do is make sure you knew to ask.
Advice is required to proceed with equity release and there may be other options which better suit your circumstances. Only if your case completes would an advice fee be payable, and the adviser will tell you what theirs is before you commit to anything. Other lender and solicitor fees may apply.
Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
Because the answers depend on your circumstances, your property and the plan in front of you, and giving them would be advice. We are not advisers and are not authorised to recommend anything. What we can do is make sure you walk in knowing what to ask.
It explains what a good answer sounds like. Asking about the early repayment charge is useless to somebody who would not recognise a bad answer, so each question carries a line about what you are listening for.
No. They are numbered so you can take the page with you and work through the ones that matter to you. A good adviser will expect questions and will not rush you through them.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
Google Analytics, Microsoft Clarity and Vimeo. Say no and none of them loads. What each one stores, and what Microsoft use theirs for.