The official legal record of ownership and rights over land or property. A solicitor examines title issues relevant to a transaction.
The official legal record of ownership and rights over land or property. A solicitor examines title issues relevant to a transaction.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This is a plain-language explanation of how the term is commonly used in the UK. It carries no source key because it makes no regulatory, product or property claim that needs one. It does not override a provider’s offer, your mortgage conditions, a solicitor’s advice or a regulator’s rules.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
This page explains a word. It does not tell you what to do about it, and nothing here is advice about your circumstances. The guides work through the decisions themselves, and an adviser is the person who can answer a question about you.
Every guide on the site →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
These guides use the term. Each line is quoted from the page it links to.
“It raises questions about who occupies it, whether it is on the same title, how it is rated for council tax and whether it could be let separately.”
Equity release eligibility: age, property and criteria →“We cannot read your title, interpret your lease, classify your construction or assess your benefits.”
Documents to find before you speak to anybody →“A lease term, a title plan, an acreage, a construction report, a council tax band.”
If a lender will not accept your property →“Your title plan answers the question the published criteria actually ask, and it costs a few pounds from the Land Registry.”
Equity release near pylons and overhead cables →“An agricultural occupancy condition, or a covenant on the title, limiting the house to somebody working or last working in agriculture or forestry locally.”
Equity release with an agricultural tie or land →“A flying freehold is assessed on the proportion affected and on the rights of support and access in your title.”
Equity release and a flying freehold →Each of these either appears in the definition above, or names this term in its own.
Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
The official legal record of ownership and rights over land or property. A solicitor examines title issues relevant to a transaction.
It is a plain-language explanation of how the term is commonly used in the UK. It carries no source key because it makes no regulatory, product or property claim that would need one, and it does not override a provider's offer, the conditions of a plan you hold, or advice from your solicitor.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
Google Analytics, Microsoft Clarity and Vimeo. Say no and none of them loads. What each one stores, and what Microsoft use theirs for.