An arrangement where another party has a financial interest in a property. It is different from shared ownership and may need provider and legal review.
An arrangement where another party has a financial interest in a property. It is different from shared ownership and may need provider and legal review.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This is a plain-language explanation of how the term is commonly used in the UK. It carries no source key because it makes no regulatory, product or property claim that needs one. It does not override a provider’s offer, your mortgage conditions, a solicitor’s advice or a regulator’s rules.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
What equity release is, in plain English
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Read the guide called What equity release is, in plain English →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
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An arrangement where another party has a financial interest in a property. It is different from shared ownership and may need provider and legal review.
It is a plain-language explanation of how the term is commonly used in the UK. It carries no source key because it makes no regulatory, product or property claim that would need one, and it does not override a provider's offer, the conditions of a plan you hold, or advice from your solicitor.
On the guide "What equity release is, in plain English", which helps you get a balanced overview with nothing sold in it. A glossary entry explains a word. The guide works through what it actually means for a decision, with its sources and the date each was checked.
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Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
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