A formal proposal from a provider after its process, valuation and checks. An online calculation, marketing example or initial discussion is not an offer.
A formal proposal from a provider after its process, valuation and checks. An online calculation, marketing example or initial discussion is not an offer.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This is a plain-language explanation of how the term is commonly used in the UK. It carries no source key because it makes no regulatory, product or property claim that needs one. It does not override a provider’s offer, your mortgage conditions, a solicitor’s advice or a regulator’s rules.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
This page explains a word. It does not tell you what to do about it, and nothing here is advice about your circumstances. The guides work through the decisions themselves, and an adviser is the person who can answer a question about you.
Every guide on the site →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
These guides use the term. Each line is quoted from the page it links to.
“An enhanced plan can offer more than the standard maximum if you have certain medical conditions or lifestyle factors.”
Equity release calculator: how much could you release? →“Check the offer document, because this is a product feature rather than a guarantee that applies everywhere.”
Equity release interest rates, and how to read one →“Nobody can tell you that from a web page, including the pages that offer to.”
Equity release eligibility: age, property and criteria →“Which one you have changes what happens if rates move, and it should be in the offer.”
Lifetime mortgages: the five protections →“But an adviser will offer, and it is easier now than it is later.”
Equity release and what you leave behind →“Which one your plan uses is the single most important thing to establish about early repayment, and it is in your offer document.”
Early repayment charges on equity release →Each of these either appears in the definition above, or names this term in its own.
Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
A formal proposal from a provider after its process, valuation and checks. An online calculation, marketing example or initial discussion is not an offer.
It is a plain-language explanation of how the term is commonly used in the UK. It carries no source key because it makes no regulatory, product or property claim that would need one, and it does not override a provider's offer, the conditions of a plan you hold, or advice from your solicitor.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
Google Analytics, Microsoft Clarity and Vimeo. Say no and none of them loads. What each one stores, and what Microsoft use theirs for.