A benefit assessed using income, capital and circumstances. Do not assume that a released lump sum is ignored; obtain an individual benefits check.
A benefit assessed using income, capital and circumstances. Do not assume that a released lump sum is ignored; obtain an individual benefits check.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This entry follows MoneyHelper. It is a plain-English explanation of how the term is used in the UK, not a quotation, and it does not override a provider’s own wording.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
Equity release and means-tested benefits
Find out whether releasing money could cost you more than it gains.
Read the guide called Equity release and means-tested benefits →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
Each of these either appears in the definition above, or names this term in its own.
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A benefit assessed using income, capital and circumstances. Do not assume that a released lump sum is ignored; obtain an individual benefits check.
It follows MoneyHelper. It is a plain-English explanation of how the term is used in the UK rather than a quotation, and it does not override a provider's own wording, the conditions of a plan you hold, or advice from your solicitor.
On the guide "Equity release and means-tested benefits", which helps you find out whether releasing money could cost you more than it gains. A glossary entry explains a word. The guide works through what it actually means for a decision, with its sources and the date each was checked.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
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