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Glossary

Care, long-term

Ongoing care that may arise later in life. Product terms define what counts as a permanent move into long-term care, so read them closely and consider future care funding separately.

Ongoing care that may arise later in life. Product terms define what counts as a permanent move into long-term care, so read them closely and consider future care funding separately.

Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.

How this page is kept
Written by
Equity Release Facts editorial
Last checked
7 September 2026
Next review
7 September 2027

Where this comes from

This entry follows Equity Release Council and MoneyHelper. It is a plain-English explanation of how the term is used in the UK, not a quotation, and it does not override a provider’s own wording.

  • Equity Release Council
  • MoneyHelper

Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.

A definition, not a guide

This page explains a word. It does not tell you what to do about it, and nothing here is advice about your circumstances. The guides work through the decisions themselves, and an adviser is the person who can answer a question about you.

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Worth knowing

Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.

Read next

Terms that come up alongside it

Each of these either appears in the definition above, or names this term in its own.

How this page is kept
Written by
Equity Release Facts editorial
Last checked
7 September 2026
Next review
7 September 2027

Questions people ask about this

Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.

What does care, long-term mean?

Ongoing care that may arise later in life. Product terms define what counts as a permanent move into long-term care, so read them closely and consider future care funding separately.

Where does this definition come from?

It follows the Equity Release Council and MoneyHelper. It is a plain-English explanation of how the term is used in the UK rather than a quotation, and it does not override a provider's own wording, the conditions of a plan you hold, or advice from your solicitor.

Does looking up care, long-term commit me to anything?

No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.

Worth knowing

Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.

Talk it through with an adviser

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Advice is required to proceed with equity release and there may be other options which better suit your circumstances. Only if your case completes would an advice fee be payable, and the adviser will tell you what theirs is before you commit to anything. Other lender and solicitor fees may apply.

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