A property arrangement where part of a building extends over or under land owned by someone else. Legal rights and lender treatment can be important, so obtain legal and provider-specific advice.
A property arrangement where part of a building extends over or under land owned by someone else. Legal rights and lender treatment can be important, so obtain legal and provider-specific advice.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This entry follows Provider criteria, dated example only. It is a plain-English explanation of how the term is used in the UK, not a quotation, and it does not override a provider’s own wording.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
Equity release and a flying freehold
Find out which of three things you have, then what is assessed about it.
Read the guide called Equity release and a flying freehold →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
These guides use the term. Each line is quoted from the page it links to.
“No report makes a flying freehold into an ordinary freehold, no certificate turns a leasehold flat into a house, and nothing changes the decade a timber frame was built in.”
If a lender will not accept your property →“A flying freehold, and the three things it gets confused with.”
Equity release and a flying freehold →Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
A property arrangement where part of a building extends over or under land owned by someone else. Legal rights and lender treatment can be important, so obtain legal and provider-specific advice.
It follows one provider's dated published criteria. It is a plain-English explanation of how the term is used in the UK rather than a quotation, and it does not override a provider's own wording, the conditions of a plan you hold, or advice from your solicitor.
On the guide "Equity release and a flying freehold", which helps you find out which of three things you have, then what is assessed about it. A glossary entry explains a word. The guide works through what it actually means for a decision, with its sources and the date each was checked.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
Google Analytics, Microsoft Clarity and Vimeo. Say no and none of them loads. What each one stores, and what Microsoft use theirs for.