A property originally sold by a local authority. Construction, block type, tenure, resale market and provider criteria may matter more than the label alone.
A property originally sold by a local authority. Construction, block type, tenure, resale market and provider criteria may matter more than the label alone.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This entry follows Provider criteria, dated example only. It is a plain-English explanation of how the term is used in the UK, not a quotation, and it does not override a provider’s own wording.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
Equity release on an ex-council house or flat
Find out which of the four tests actually applies to your home.
Read the guide called Equity release on an ex-council house or flat →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
These guides use the term. Each line is quoted from the page it links to.
“Pure Retirement sets minimums for ex-local-authority property that run from £70,000 to £150,000 depending on which of its products is used.”
Equity release eligibility: age, property and criteria →“Pure Retirement publishes a minimum value for ex-local-authority property on each of its four lifetime mortgages, and on three of them a requirement about how much of your street is privately owned.”
Equity release on an ex-council house or flat →Each of these either appears in the definition above, or names this term in its own. They belong to the same part of the glossary: property and title terms readers commonly meet.
Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
A property originally sold by a local authority. Construction, block type, tenure, resale market and provider criteria may matter more than the label alone.
It follows one provider's dated published criteria. It is a plain-English explanation of how the term is used in the UK rather than a quotation, and it does not override a provider's own wording, the conditions of a plan you hold, or advice from your solicitor.
On the guide "Equity release on an ex-council house or flat", which helps you find out which of the four tests actually applies to your home. A glossary entry explains a word. The guide works through what it actually means for a decision, with its sources and the date each was checked.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
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