A review of information for a stated purpose, such as advice, valuation, underwriting or care support. An online content page cannot complete a personal assessment.
A review of information for a stated purpose, such as advice, valuation, underwriting or care support. An online content page cannot complete a personal assessment.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
This is a plain-language explanation of how the term is commonly used in the UK. It carries no source key because it makes no regulatory, product or property claim that needs one. It does not override a provider’s offer, your mortgage conditions, a solicitor’s advice or a regulator’s rules.
Checked 7 September 2026. The whole vocabulary sits on one page, so you can look up two words in the same sentence without going anywhere: see this entry in the full glossary.
This page explains a word. It does not tell you what to do about it, and nothing here is advice about your circumstances. The guides work through the decisions themselves, and an adviser is the person who can answer a question about you.
Every guide on the site →Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
These guides use the term. Each line is quoted from the page it links to.
“RICS replaced its old seven-metre measure in March 2022 with a four-category assessment of the infestation, how it is being managed and what effect it has on the property.”
Equity release eligibility: age, property and criteria →“Would a current specialist survey change the assessment.”
Equity release and Japanese knotweed →“It is not an assessment of your circumstances and it does not tell you whether you would still qualify.”
Equity release and means-tested benefits →“That is the concession that makes the product possible; it does not remove the assessment.”
Retirement interest-only mortgages, and the difference →“People with reliable income who can pass an affordability assessment.”
Six things that are not equity release →“An annexe, and what it changes about the assessment.”
Equity release on a property with an annexe →Each of these either appears in the definition above, or names this term in its own.
Short answers to the things that come up most. None of it is advice, and every figure on this page carries its source.
A review of information for a stated purpose, such as advice, valuation, underwriting or care support. An online content page cannot complete a personal assessment.
It is a plain-language explanation of how the term is commonly used in the UK. It carries no source key because it makes no regulatory, product or property claim that would need one, and it does not override a provider's offer, the conditions of a plan you hold, or advice from your solicitor.
No. There is nothing on this page to fill in and nothing is collected by reading it. Looking up what a word means is not a decision, and we are not able to advise you about your own circumstances in any case.
Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care.
One qualified equity release adviser. They will go through your figures and tell you if there is a better answer. It costs nothing and commits you to nothing.
Google Analytics, Microsoft Clarity and Vimeo. Say no and none of them loads. What each one stores, and what Microsoft use theirs for.